Impact of Mobile Money Services on MFI´s Operational Costs in Tanzania Objective Methodology Methodology

Impact of Mobile Money Services on MFI´s Operational Costs in Tanzania Objective Methodology Methodology www.phwiki.com

Impact of Mobile Money Services on MFI´s Operational Costs in Tanzania Objective Methodology Methodology

Q-Tip,, Morning Show Host has reference to this Academic Journal, PHwiki organized this Journal Impact of Mobile Money Services on MFI´s Operational Costs in TanzaniaResearch Team: Casey Conzett, Patricia Rodríguez Pulido, Maricruz Lacalle-Calderón, Javier Alfonso GilIMTFIINSTITUTE FOR MONEY, TECHNOLOGY & FINANCIAL INCLUSIONObjectiveImpactMFI – TanzaniaImpact of Mobile Money Services on MFI´s Operational Costs in TanzaniaMethodologydesignJanuaryAprilAugustOctoberfield visitdataReportImpact of Mobile Money Services on MFI´s Operational Costs in Tanzania

University of Cambridge GB www.phwiki.com

This Particular University is Related to this Particular Journal

MethodologysampleImpact of Mobile Money Services on MFI´s Operational Costs in TanzaniaMFIsTanzaniaImpact of Mobile Money Services on MFI´s Operational Costs in TanzaniaMFIs profileImpact of Mobile Money Services on MFI´s Operational Costs in Tanzania

MFIs profileImpact of Mobile Money Services on MFI´s Operational Costs in TanzaniaCommercial BankRegional BankNGORural Unit BankSACCO1,240MRTS15,000Yosefo9,000MbCB2,040MwCB120KCoB180Efatha50TaCB233NjCB active borrowers11,398USAWAPreliminary resultsFlexibility to adapt to client needs (44%)Greater outreach to rural areas (30%)New sources of revenue by commission (30%)Greater number of clients (15%)1. Benefits as long as MFIinterviews44% of institutions responded that the flexibility to adapt to client needs leads to greater convenience as long as both the client in addition to the bank, especially the ability to receive payments 24/7Impact of Mobile Money Services on MFI´s Operational Costs in TanzaniaNetwork issues: from stability to IT integration (52%)Training in addition to marketing: who is going to assume the costs (49%)Forced loyalty: working with only one MNOImplementation of MB: when will it start as long as loan repayments 2. ChallengesinterviewsImpact of Mobile Money Services on MFI´s Operational Costs in TanzaniaPreliminary results

ConclusionsSo far there have not been any studies on the impact of MB on OC of MFIThis study could be the first one! LimitationsLack of full implementation of mobile banking in Tanzania Time in addition to resourcesGood in as long as mation in addition to data as long as future studiesData base line study (2010) – be as long as e MB implementationComplementary data needed after implementation (2013 / 2014)Impact of Mobile Money Services on MFI´s Operational Costs in TanzaniaThank you ! Our sincere appreciation goes to: Miguel Beer (Grant Proposal Assistant in Belgium)Peter Martin Kivumbi (Local Research Assistant in Tanzania)Chris Statham (Mobile Money Consultant in Tanzania)Jaime Duran (Country Expert in addition to Survey Assistance in Spain)Eric Meijer (Innovation Manager at MIC Tanzania, Ltd.)Impact of Mobile Money Services on MFI´s Operational Costs in Tanzania

Q-Tip, WABB-FM Morning Show Host www.phwiki.com

Q-Tip, Morning Show Host

Q-Tip, is from United States and they belong to WABB-FM and they are from  Mobile, United States got related to this Particular Journal. and Q-Tip, deal with the subjects like Entertainment; Music

Journal Ratings by University of Cambridge

This Particular Journal got reviewed and rated by University of Cambridge and short form of this particular Institution is GB and gave this Journal an Excellent Rating.